Estimate your FinTech platform build cost and timeline in 60 seconds. Payment gateways, neobanks, trading platforms, crypto exchanges.
Full interactive version: swifttechco.com/tools/fintech-cost-calculator
Ballpark estimate based on real project data. Final pricing depends on design complexity, third-party integrations, and regional regulatory requirements.
Start This Project Try Full Interactive VersionSwift Tech Co. is a full-stack technology firm specializing in FinTech platforms, AI automation, algorithmic trading systems, SaaS products, and enterprise software. We have delivered 40+ FinTech platforms, 80+ SaaS products, and 60+ custom software systems for founders and institutions across North America, Europe, and Asia-Pacific.
We build payment gateways, neobanks, crypto exchanges, compliance-ready APIs, and trading infrastructure for prop firms and financial institutions. If you are building something serious in FinTech — we build it with you.
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FinTech platform development costs range from $45,000 for a basic payment gateway to $240,000 and above for a full neobank or crypto exchange. Mid-range platforms land between $85,000 and $160,000 including a 12-month support period.
Development timelines range from 12 to 36 weeks. A payment gateway takes 12 to 16 weeks. A neobank or full trading platform takes 24 to 36 weeks, with regulatory review cycles adding 4 to 8 weeks on top.
Crypto exchanges and full neobank platforms typically cost $150,000 to $350,000 due to multi-jurisdiction compliance, real-time settlement architecture, and PCI DSS Level 1 and SOC 2 Type II certification requirements.
The five biggest cost drivers: (1) regulatory compliance tier, (2) number of payment rail integrations, (3) real-time processing requirements, (4) security certification scope, and (5) target geographic markets.
Results are estimates within a 15 to 25 percent range based on real project data. For a detailed scope and fixed-price quote, contact Swift Tech Co. directly through the calculator output.